Home Business Health Plans
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Five Reasons You Need to Start a Home Business!
It used to be that going to work for forty years would provide you with enough income to support your family today and a nice pension to support you in your retirement. Those days are gone. Financial gurus today are stressing the importance not relying on a job for your financial security. They are recommending that the best way to secure your family’s finances now and in the future is through a part-time home based business.
Here are five reasons you NEED to start a home business:
1) Jobs are not secure or keeping up with the cost of living. More and more people are being laid off as work is outsourced to other countries or struggling industries are forced to cut back. Further, while the economy shows signs of growth, the money has not reached the hands of middle and low-income families. In fact, salaries have not kept pace with the cost of living making families poorer! Perhaps you have been wondering why you used to live okay on your salary and now you don’t. Odds are you haven’t had a raise in years and if you have, it wasn’t enough to cover the increase in living expenses. Having a home-based business cannot only help fill this gap, but it can fund your retirement and even replace your income.
2) Job related pensions and retirements are not secure and may not be enough to support you. Everyone is aware of Enron and big losses investors have taken due to dot-com troubles. But many companies are also cutting back or eliminating their pension plans. Many don’t offer any sort of pension plan at all. With Social Security in financial trouble, you can’t expect to have the government or your boss secure your retirement. It’s up to you. A part-time home business can help you earn extra money that you can invest in your future.
3) Tax benefits. Many of the tax advantages that benefit the rich are available to you when you have a home business. Please note, I’m not a tax expert so you should always consult a tax professional on your taxes. However, as a home business owner you have many tax deductions available to you on many things you are already paying for such as expenses to run your home and Internet access fees. While the government takes its 30% off the top of your salary, it allows businesses to first deduct their expenses for doing business, and then pay taxes on what’s left over, which generally results in lower tax payments.
4) Money savings. If you are able to bring your business home full-time, you can save huge on the costs related to working such as commuting, childcare, etc. In fact, I make less now than I did when I worked outside the home, but I have more money! That’s because nearly 3/4th of my income went to pay for work-related things.
5) Improved well being. Stress, lack of sleep, no time for oneself much less a family are all the result of jobs that ask you to work more and more for less and less. The health implications for this kind of life are staggering with increased depression, heart disease, and more. Adding a side income from a home business can take the burden off of fears of losing a job because if you get laid off, you have some savings to fall back on. But if you can replace your job with your business, you can set your hours, take time for yourself, spend more time with the family, and be able to take better care of you.
According to financial experts such as Loral Langemeir (The Millionaire Maker), David Bach (Finish Rich books), Robert Allen (Multiple Streams of Income,) Donald Trump and Robert Kyioski, financial security comes from being in control of your income and developing passive income streams. All of these authors indicate that it starts by being your own boss.
About the Author
Leslie Truex is a work-at-home consultant who has been helping people like you work-at-home since 1998. Get her free Work At Home Success newsletter with work-at-home jobs, home business information, and much more at http://www.workathomesuccess.com.
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Sundown Tea Tree Oil, 1 Ounces (Pack of 3) $17.99 Tea Tree Oil Liquid1 Fluid OunceTea Tree Oil LiquidContains 100 percent pure pharmaceutical grade oil from Australia; meticulously analyzed to exceed oil quality standards decreed by the Australian government.Tea tree oil has a long history of use in traditional health practices.*Sundown Naturals Tea Tree Oil Liquid provides tea tree oil, which has traditionally been used as a topical agent for th… |
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Rosetta Stone Spanish (Latin America) Level 1-5 Set $499.00 Develop your command of the language. From the simple to the complex, gain the confidence to share your ideas and opinions in your new language. Develop the conversational skills to plan adventures, care for your health and move abroad. Talk about government, work, movies, family, and more. Includes everything you need to learn at home and on the go. What Will I Learn This level will help y… |
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Rosetta Stone English (American) Level 1-5 Set $499.00 Develop your command of the language. From the simple to the complex, gain the confidence to share your ideas and opinions in your new language. Develop the conversational skills to plan adventures, care for your health and move abroad. Talk about government, work, movies, family, and more. Includes everything you need to learn at home and on the go. What Will I Learn This level will help y… |
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Rosetta Stone French Level 1-5 Set $499.00 Develop your command of the language. From the simple to the complex, gain the confidence to share your ideas and opinions in your new language. Develop the conversational skills to plan adventures, care for your health and move abroad. Talk about government, work, movies, family, and more. Includes everything you need to learn at home and on the go…. |
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Panasonic KX-TS3282B 2-Line Expandable Corded Phone with Data Port, Black $129.99 - Panasonic 2-line corded telephone- 3-Way conferencing- 2 Lines and 1 inter path (up to 8 stations)- Caller ID call waiting caller ID- 50# Caller ID history- Navigator key- 50# Phone directory and dialer- 3 One-touch dialer stations- Memory redial (10 numbers)- Dial lock (ining calls can be answered no outgoing calls can be made)- Wall mountable- Mute/flash/hold- Individual page and inter- Call t… |
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The No Complaining Rule: Positive Ways to Deal with Negativity at Work $9.46 Negativity in the workplace costs businesses billions of dollars and impacts the morale, productivity and health of individuals and teams. “In The No Complaining Rule: Positive Ways to Deal with Negativity at Work, Jon Gordon, a bestselling author, consultant and speaker, shares an enlightening story that demonstrates how you can conquer negativity and inspire others to adopt a positive attitude.”… |
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Start a Cupcake Business Today $9.99 Our cupcake business guide combines the business know-how with the practical advice you need to open your business quickly.There’s never been a better time to start up a cupcake business. This is a great opportunity for anyone who is passionate about cupcakes, creative in spirit, and looking for an outlet to realize their dream…Wherever you are in your entrepreneurial aspirations, this book wi… |
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Small-Scale Livestock Farming: A Grass-Based Approach for Health, Sustainability, and Profit $10.75 Carol Ekarius’ natural, organic approach to livestock management produces healthier animals, reduces feed and health care costs, and maximizes your profit. Includes case studies of successful farmers, nitty-gritty details of every facet of livestock farming, and fascinating insights on how to work with nature instead of against it. … |